Medicare Part A
Medicare Part A
If you or your parents are getting close to the age of 65, or you simply want to understand how Medicare Part A works, then you are not alone.
Medicare can be a confusing process, and Medicare Part A, B, C, and D all cover different medical expenses. This is why some people prefer using the help of a professional to explain the confusing processes to them. However, it also helps to carry out your research, so you can have basic knowledge, and detect when any insurance company wants to give you false information.
For the purpose of this article, we will be walking you through what the Medicare Part A covers, and every other information that you’ll need to know.
Here you go!
Medicare Part A: Hospital Expenses
When you enroll for Medicare, you automatically get Medicare Part A, and Medicare Part A covers hospitalization costs. For a lot of people, there is no cost to be paid monthly, but there’s usually a monthly deductible.
If you are wondering what kind of hospital services are covered by Part A, here is a overview:
• Surgeries: If you must undergo any surgery, Medicare Part A covers expenses for only necessary surgeries, but it does not cover elective surgeries such as cosmetic surgery, except it serves for a medical purpose.
For instance, Medicare Part A will include eye-lift surgery if the dropping eye affects vision.
• Medical Tests: If you have to go to a hospital or medical laboratory to get a test done, Medicare Part A can also cover that.
• In-patient hospital care: If your condition requires admission in a hospital, Part A will cover necessary medical costs like meals, nursing care, medications, and a semi-private room up to a number of 60 days.
• Home healthcare service: This is when Medical care is given to you in your home. You are entitled to skilled nursing care, medical equipment, medical supplies, and doctor services under Medicare Part A.
• In-patient care in a non-medical health care institution.
Medicare Part A also covers blood transfusions that require more than 3 pints of blood. Part A is also free for most people as long as they have worked in the US for at least ten years, or they are married to someone that is at least 62 and has worked up to 10 years.
What Else Should I Know?
It is essential to know that getting enrolled for Medicare Part A is not always automatic.
If you are getting social security, in most cases, you will automatically get Medicare Part A and B plan starting from the first day you turn 65. However, if you are already 65 and you have delayed your security benefits, but you are now ready to enroll for Medicare, you need to call social security at (800)-772-1213 to prevent any late charges.
Another important piece of informatino, whether you were automatically registered for Medicare Part A or you had to make a call to register, think and decide if you want a family member or friend to be able to call Medicare on your behalf. If so, you must permit Medicare to write to that person ahead of time.
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